:root{
  --ink:#0f1220;
  --bg:#f6f7fb;
  --card:#ffffff;
  --muted:rgba(15,18,32,.72);
  --line:rgba(15,18,32,.12);
  --accent:#ff6a00;
  --accent2:#ff8a33;
  --shadow: 0 18px 44px rgba(15,18,32,.10);
  --radius:18px;
}

*{box-sizing:border-box}
body{
  margin:0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(1000px 420px at 15% 0%, rgba(255,106,0,.16), transparent 60%),
    radial-gradient(900px 420px at 95% 10%, rgba(255,138,51,.12), transparent 60%),
    var(--bg);
  line-height:1.55;
}
a{color:inherit}
.container{width:min(1140px, 92%); margin:0 auto}

.skip{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip:focus{left:16px;top:16px;width:auto;height:auto;padding:10px 12px;border-radius:12px;background:#fff;border:1px solid var(--line);z-index:999}

.header{
  position:sticky; top:0; z-index:50;
  background: rgba(246,247,251,.72);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.head-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 0;
  gap:14px;
}
.brand{display:flex;gap:12px;align-items:center}
.stamp{
  width:44px;height:44px;border-radius:14px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  box-shadow: 0 12px 24px rgba(255,106,0,.16);
}
.brand strong{display:block;font-weight:900}
.brand span{display:block;font-size:12px;color:var(--muted);margin-top:2px}

.nav{display:flex;gap:12px;flex-wrap:wrap;align-items:center;justify-content:flex-end}
.nav a{
  text-decoration:none;
  padding:10px 12px;
  border-radius: 999px;
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.55);
  font-weight:700;
}
.nav a:hover{border-color: rgba(255,106,0,.30)}
.nav-cta{
  background: linear-gradient(135deg, var(--accent), var(--accent2)) !important;
  border-color: rgba(255,106,0,.35) !important;
  color:#1b120a !important;
}

.hero{padding:56px 0 22px}
.hero-grid{display:grid;grid-template-columns: 1.1fr .9fr;gap:18px;align-items:start}
.eyebrow{
  margin:0 0 10px;
  font-size:12px;
  letter-spacing:.18em;
  text-transform:uppercase;
  color: rgba(15,18,32,.62);
}
h1{
  margin:0 0 12px;
  font-size: clamp(34px, 4.6vw, 58px);
  line-height:1.05;
}
.lead{margin:0 0 18px;color:var(--muted);max-width:72ch}
.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px}

.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:12px 16px;
  border-radius: 14px;
  border:1px solid var(--line);
  background: rgba(255,255,255,.65);
  text-decoration:none;
  font-weight:800;
  transition: transform .08s ease, box-shadow .2s ease;
}
.btn:hover{transform: translateY(-1px)}
.btn.primary{
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  border-color: rgba(255,106,0,.40);
  color:#1b120a;
  box-shadow: 0 14px 26px rgba(255,106,0,.14);
}
.btn.full{width:100%}

.highlights{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:10px;
}
.hi{
  padding:14px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.65);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.hi .k{display:block;font-weight:900}
.hi .v{display:block;margin-top:4px;color:var(--muted);font-size:13px}

.hero-side{
  border-radius: calc(var(--radius) + 10px);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.72);
  box-shadow: var(--shadow);
  overflow:hidden;
}
.panel-top{
  padding:18px;
  background: linear-gradient(135deg, rgba(255,106,0,.10), transparent);
  border-bottom:1px solid rgba(15,18,32,.08);
}
.panel-top h2{margin:0 0 6px;font-size:18px}
.panel-top p{margin:0;color:var(--muted);font-size:14px}

.form{padding:18px;display:flex;flex-direction:column;gap:12px}
.field span{display:block;font-size:13px;color:var(--muted);margin-bottom:6px}
input, select{
  width:100%;
  padding:12px 12px;
  border-radius: 14px;
  border:1px solid rgba(15,18,32,.14);
  background: rgba(246,247,251,.70);
  outline:none;
}
input:focus, select:focus{
  border-color: rgba(255,106,0,.60);
  box-shadow: 0 0 0 4px rgba(255,106,0,.14);
}
.fine{margin:0;color:var(--muted);font-size:12px}
.link{color: rgba(255,106,0,.96); text-decoration:none}
.link:hover{text-decoration:underline}
.msg{
  display:none;
  margin:0 18px 18px;
  padding:12px;
  border-radius:14px;
  border:1px dashed rgba(255,106,0,.45);
  background: rgba(255,106,0,.10);
}
.panel-foot{
  padding:16px 18px;
  border-top:1px solid rgba(15,18,32,.08);
  background: rgba(246,247,251,.65);
}
.meta{display:flex;flex-direction:column;gap:4px}
.meta-k{font-size:12px;color:rgba(15,18,32,.62);font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.meta-v{font-size:13px;color:rgba(15,18,32,.82)}

.section{padding:56px 0}
.section.alt{
  background: rgba(255,255,255,.40);
  border-top:1px solid rgba(15,18,32,.08);
  border-bottom:1px solid rgba(15,18,32,.08);
}
.section-head h2{margin:0 0 10px;font-size:30px}
.section-head p{margin:0;max-width:78ch}
.muted{color:var(--muted)}

.criteria{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:12px;
  margin-top:18px;
}
.card{
  padding:18px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.70);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.card h3{margin:0 0 8px;font-size:16px}
.card p{margin:0;color:var(--muted);font-size:14px}

.score-grid{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:12px;
  margin-top:18px;
}
.score{
  padding:18px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.70);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.score-top{display:flex;justify-content:space-between;gap:10px;align-items:center;margin-bottom:10px}
.score h3{margin:0;font-size:16px}
.score-pill{
  font-size:12px;
  padding:6px 10px;
  border-radius:999px;
  border:1px solid rgba(255,106,0,.26);
  background: rgba(255,106,0,.10);
  color: rgba(15,18,32,.78);
  font-weight:800;
}
.score ul{margin:0;padding-left:18px;color:var(--muted)}
.score li{margin:8px 0}

.table-wrap{
  margin-top:16px;
  border-radius: calc(var(--radius) + 10px);
  border:1px solid rgba(15,18,32,.10);
  overflow:hidden;
  background: rgba(255,255,255,.75);
  box-shadow: 0 14px 26px rgba(15,18,32,.08);
}
.table{
  width:100%;
  border-collapse: collapse;
}
.table th, .table td{
  padding:14px 14px;
  border-bottom:1px solid rgba(15,18,32,.08);
  text-align:left;
  font-size:14px;
}
.table th{
  background: rgba(246,247,251,.75);
  font-weight:900;
}
.table tr:last-child td{border-bottom:none}

.callout{
  margin-top:16px;
  padding:18px;
  border-radius: calc(var(--radius) + 10px);
  border:1px solid rgba(255,106,0,.24);
  background:
    radial-gradient(900px 320px at 20% 0%, rgba(255,106,0,.14), transparent 62%),
    rgba(255,255,255,.60);
  display:flex;justify-content:space-between;gap:14px;align-items:center;
}
.callout h3{margin:0 0 6px}

.guide{
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap:12px;
  margin-top:18px;
}
.guide-item{
  padding:18px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.70);
  box-shadow: 0 10px 18px rgba(15,18,32,.06);
}
.guide-item h3{margin:0 0 8px;font-size:16px}
.guide-item p{margin:0;color:var(--muted);font-size:14px}

.faq{display:flex;flex-direction:column;gap:10px;margin-top:16px}
.faq details{
  padding:14px 16px;
  border-radius: var(--radius);
  border:1px solid rgba(15,18,32,.10);
  background: rgba(255,255,255,.70);
}
.faq summary{cursor:pointer;font-weight:900}
.faq p{margin:10px 0 0;color:var(--muted)}

.footer{
  border-top:1px solid rgba(15,18,32,.10);
  padding:28px 0 18px;
  background: rgba(255,255,255,.55);
}
.foot-grid{
  display:grid;
  grid-template-columns: 1.2fr .6fr .8fr .9fr;
  gap:12px;
  align-items:start;
}
.foot-brand{font-weight:900}
.footer h4{margin:0 0 8px;font-size:13px;color:var(--muted)}
.footer p{margin:0;color:var(--muted);font-size:13px}
.foot-bottom{
  margin-top:16px;
  padding-top:12px;
  border-top:1px solid rgba(15,18,32,.10);
  font-size:12px;
  color: rgba(15,18,32,.62);
}

@media (max-width: 980px){
  .hero-grid{grid-template-columns: 1fr}
  .highlights{grid-template-columns: 1fr}
  .criteria{grid-template-columns: 1fr 1fr}
  .score-grid{grid-template-columns: 1fr}
  .guide{grid-template-columns: 1fr}
  .callout{flex-direction:column;align-items:flex-start}
  .foot-grid{grid-template-columns: 1fr 1fr}
}
@media (max-width: 520px){
  .criteria{grid-template-columns: 1fr}
  .foot-grid{grid-template-columns: 1fr}
  .nav{display:none}
}